Discount Points vs Premium Pricing
How do discount points or premium pricing impact your mortgage rate?
Mortgages are not simple things, and that’s why we are 100% focused on helping you understand the ins and outs of the loan you select.
Once you’ve picked the loan product that works for you, the next step is to select a rate that makes the most sense for your circumstances. Yes, that’s right, interest rates – similar to mortgages – do not come in one-size-fits-all packages, and this allows you to tailor your rate to your specific needs!
To help demystify how rates work and the options available, we've created the following infographic:
Home Buyer Tips
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- 5 Reasons Home Ownership is a Good Financial Investment
- Do’s and Don’ts During The Loan Process
- FHA 90 Day Property Flip Waiver
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- Mortgage Insurance
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- Student Loan Debt
- The Mortgage Process
- USDA-Wide Open Spaces
Homeowner Tips
Tax Information
Loan Programs
- FHA “Back-To-Work: Extenuating Circumstances” Program
- FHA 203k Streamline Rehab Loan
- HomeStyle Renovation
- HUD-184 Native American Program
- Jumbo Loans
- Veterans Assistance Loan Benefits
- Reverse Mortgage
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- FHA - Home Ownership Opportunities
- FasTrac Approval Process
- Home Ready Program
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Closing Information
Financing Information
- How Low Interest Rates Increase Your Purchasing Power
- Where Are Interest Rates Headed?
- Why Pre-Approval Should Be Your First Step
- The Power of Pre-Approval for Agents
- Delayed Financing Options
- Discount Points vs Premium Pricing
- Duplex Financing Options
- FICO Scores
- Flipped Property Finance Options
- Jumbo - Credit Challenged
- No Lender Fees
- Refinancing
Specialty Programs
- Union Advantage
- FHA - Benefits
- FHA - Credit Requirements
- FHA - Limited Savings
- FHA - Refinance
- Family Opportunity Program
- Fannie Mae - 97% LTV
- HomeScout: Your Unfair Advantage
- Jumbo - Medical Loan Program
- Luxury Home - 2 Million Max
- NHF Platinum - Down Payment Assistance
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